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Certificate Rates
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Certificate Rates

Certificates
Effective Date: Saturday, August 23rd, 2025
Term Certificates$1,000
Minimum
Dividend Rate

*APY
$25,000 Minimum
Dividend Rate

*APY
$50,000 Minimum
Dividend Rate

*APY
$100,000 Minimum
Dividend Rate

*APY
6 Months - Fixed 2.40% 2.43% 2.65% 2.68% 3.10% 3.14% 3.10% 3.14%
12 Months - Fixed 2.50% 2.53% 2.75% 2.78% 3.30% 3.35% 3.30% 3.35%
24 Months - Fixed 2.70% 2.73% 2.95% 2.99% 3.45% 3.51% 3.45% 3.51%
36 Months - Fixed 2.98% 3.02% 3.15% 3.20% 3.53% 3.59% 3.53% 3.59%
48 Months - Fixed 3.03% 3.07% 3.30% 3.35% 3.53% 3.59% 3.53% 3.59%
60 Months - Fixed 3.08% 3.12% 3.30% 3.35% 3.53% 3.59% 3.53% 3.59%

IRA Certificates
Effective Date: Saturday, August 23rd, 2025
Term Certificates$1,000
Minimum
Dividend Rate

*APY
$25,000 Minimum
Dividend Rate

*APY
$50,000 Minimum
Dividend Rate

*APY
$100,000 Minimum
Dividend Rate

*APY
12 Months - Fixed 2.50% 2.53% 2.75% 2.78% 3.30% 3.35% 3.30% 3.35%
24 Months - Fixed 2.70% 2.73% 2.95% 2.99% 3.45% 3.51% 3.45% 3.51%
36 Months - Fixed 2.98% 3.02% 3.15% 3.20% 3.53% 3.59% 3.53% 3.59%
48 Months - Fixed 3.03% 3.07% 3.30% 3.35% 3.53% 3.59% 3.53% 3.59%
60 Months - Fixed 3.08% 3.12% 3.30% 3.35% 3.53% 3.59% 3.53% 3.59%

Annual Percentage Yield (APY) assumes that dividends remain in the account until maturity and a withdrawal will reduce earnings.  A penalty will be imposed on early withdrawals from certificates.

Rates and Terms are subject to change without notice.  Refer to Truth-in-Savings Disclosure for terms and conditions.

 

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